Big Oak Financial Services

Most of us left school knowing how to calculate the area of a triangle. Very few of us left school knowing how superannuation compounding works,

  Should you enter retirement with a mortgage? The real numbers might surprise you For many Australians approaching retirement, the home loan looms large, emotionally

The four stages of retirement spending. Planning for change Retirement is rarely the single, steady chapter people imagine. In reality, it unfolds across four distinct

More than money: The real value of a financial planner Do I really need a financial planner? Most people assume financial planners exist to pick

The art of giving: how to make your philanthropy work harder for the causes you love There’s something deeply satisfying about giving to a cause

  Financial reset: how to bounce back from a money mistake Everyone slips up Whether it’s a forgotten tax bill, a credit card that quietly

What are the changes? Currently, regardless of your superannuation balance or Total Superannuation Balance (TSB), investment earnings in superannuation accumulation phase are taxed at a

This Budget reaches further into the finances of ordinary investors than most. It touches directly on how property investors are taxed, how capital gains are

Are you on track? Your 50s are a reckoning. They’re usually the first decade when retirement stops being a distant idea and becomes a near-term