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Financial planning for families and professionals. Risk & legacy protection for business owners. I help families and professionals build lasting wealth, and help business owners protect what they have built with specialist succession planning, asset protection and business risk insurance that keeps your business, and your legacy, secure no matter what happens.

Financial advice to help you manage, grow and protect your wealth.

Advice that makes a difference.

A financial plan is about more than just money. It’s about freely living your life without worrying about your finances. It’s confidence and excitement about your future.
It’s leaving a legacy for the next generation.

At Big Oak Financial Services we help you navigate your financial life.

Stress less. Take Control. Plan Ahead.

Whether you are planning for retirement, protecting your home loan and your business from the unexpected, or planning how your wealth passes to the next generation . Let us build a plan that works.

How we can help

We develop tailored step-by-step financial strategies and help you make informed decisions about your money.

Running a business brings risks personal insurance doesn’t cover. We help business owners protect their income, key people and legacy — so the business, and the wealth it creates, lasts.

At Big Oak Financial Services, our goal is to help you reach your potential, whether you are just getting started, building your wealth, preparing for retirement or enjoying life after work.

Step 1

Discovery Call

Engage in a brief conversation with us to explore collaborative ways to achieve your financial goals.

Step 1

Step 2

Gather Data

We conduct a comprehensive examination of your financial landscape and financial circumstances, gathering data to ensure a thorough understanding of your life and finances.

Step 2

Step 3

Financial Plan

Crafted with precision, we create a personalized financial plan, a strategic roadmap tailored to guide you toward your unique goals.

Step 3

Step 4

Implementation

Action meets strategy as we set your financial plan in motion, implementing personalized strategies for tangible and effective results.

Step 4

Step 5

Support

Ongoing and proactive, our support ensures your financial success remains a dynamic journey; we stay in touch, reviewing and adapting your plan based on life changes or market factors

Step 5

Words of Wisdom

"Someone's sitting in the shade today because someone planted a tree a long time ago."

- Warren Buffett

Your local financial partners

Our Values

Welcome to Big Oak Financial Services, where we plant the seeds of financial success for your shaded tomorrow. As Warren Buffett wisely puts it, “Someone’s sitting in the shade today because someone planted a tree a long time ago.” Dedicated architects of financial well-being, we meticulously plan and nurture your wealth for a bountiful future. Whether you’re navigating investments, planning for retirement, or securing your family’s future, Big Oak Financial Services is your dedicated partner in helping to ensure you can enjoy today and secure a prosperous future.

In the dynamic world of finance, we distinguish ourselves through a long-term vision rooted in integrity, ethics, competency, and fairness. Specializing in tailored financial solutions for young families, business owners, professionals, and single parents, our commitment goes beyond immediate gains; it’s about enriching your financial landscape with stability and prosperity. I particularly enjoy assisting medical professionals.

Client-Centric Approach

Recognizing your unique financial aspirations, we prioritize a client-centric approach. By comprehending your objectives and concerns, we craft tailored strategies aligned with your goals and your personal circumstances.

Upfront and Transparent Fees

At Big Oak, transparency is key. Our fee structure is upfront and clear, ensuring a complete understanding of the costs associated with our services, whether in person at our Melbourne office or through virtual meetings for interstate clients.

Virtual Meetings and Nationwide Reach

In this digital age, flexibility is paramount. We offer virtual consultations for interstate clients, seamlessly connecting from Melbourne to Brisbane, Tasmania, Sydney, and beyond. For those who prefer face-to-face meetings, our Melbourne office is open to providing top-notch service.

Let’s Build Your Financial Future Together

Whether you’re a Melbourne local or in another corner of Australia, we’re here to empower you on your financial journey. Let’s collaborate to help turn your financial dreams into a reality. Contact us today to schedule a consultation and take the first step toward a secure and prosperous future.

Welcome to Big Oak Financial Services, where I, Jannice Choo 周映君, proudly serve as the Founder and Financial Visionary committed to orchestrating your financial success. My journey in finance commenced in dynamic accounting firms and banks, unravelling numbers for 5 years until I discovered my true passion—wealth planning. Transitioning from Superfund Accounting to Financial Planning, I laid the groundwork for over 12 years of dedicated expertise.

A proud member of the Financial Advice Association Australia (FAAA), my commitment to professional excellence is unwavering. My educational journey includes a Bachelor of Business (Accounting), a Bachelor of Computing from Monash University, a Diploma of Financial Planning, and Cert IV in Finance and Mortgage Brokering—showcasing my dedication to continuous learning.

As your Financial Planner, my specialization spans investments planning, superannuation planning, retirement planning, estate planning, education fund planning and insurance planning. Fuelled by insatiable curiosity, innate talent, and a commitment to continuous learning, I ensure each client receives personalized and insightful financial strategies. Fluent in Mandarin and Cantonese, my cultural background enhances communication, particularly with Chinese ethics-oriented clients.

I also work closely with business owners as a business risk specialist , helping them protect their financial wellbeing through succession planning, keyman insurance, asset protection and business overhead cover, so the business can continue operating in their absence. I also specialise in intergenerational wealth planning and business legacy planning, helping families and business owners pass on what they’ve built to the next generation with minimal tax leakage and conflict.

My purpose is clear—to help individuals and families achieve their financial goals. I derive immense satisfaction from guiding people through life’s various stages, ensuring they stay on course with personally tailored strategies that seamlessly adapt to changing needs.

Outside of the professional realm, I cherish precious moments with my daughter, family, and friends. Whether basking in the tranquillity of yoga or embracing the thrill on the tennis court, I find joy in diverse pursuits. My enthusiasm for community engagement comes alive through weekend volunteer work, where I dedicate time to share knowledge and inspire young minds in our local community.

Discover at Big Oak Financial Services a unique blend of expertise, passion, and personalized service. Your journey to a secure and prosperous future begins here with a visionary leader dedicated to your financial well-being.

Jannice Choo 周映君 is an Authorised Representative (ASIC NO. 404962) of Lifespan Financial Planning AFSL No. 229892

5 Steps To Mastering Your Money

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Kind words from our clients

Jannice Choo has been our financial planner since 2013, providing unwavering support and expert advice that has secured my family’s financial future. Her recommendations, including superannuation catch-up concessional contributions, spouse contributions, diversified investment strategies and income protection insurance, have been instrumental in our financial security.

When we became parents, Jannice’s guidance in setting up education bonds ensured our children could attend private school without financial strain. Most recently, she played a critical role in my income protection insurance claim, directly liaising with claims consultants and facilitating access to rehabilitation programs to accelerate my recovery.

Jannice’s dedication goes beyond just financial advice; she has been a consistent and reliable partner in life’s journey, standing by us through ups and downs."

“Jannice's expert guidance has been invaluable in navigating different stages of our lives, both before and after welcoming children . Her ability to adapt strategies to our evolving needs has solidified her as a trusted advisor to our family. With Jannice, we feel confidently prepared for whatever the future holds .”

“My husband and I have known Jannice Choo for more than 10 years. She has helped us a lot with our superannuation and insurance portfolios. Strongly recommended as she devotes her time to help us as if it was her own portfolio!”

“Jannice is always attentive to our concerns and provides professional service. She is a trustworthy person.”

“Jannice is an exceptional financial planner who has made superannuation and insurance a breeze to deal with. She is incredibly knowledgeable and patient, always taking the time to explain complex financial concepts in a way that is easy to understand. Jannice is also very personable and takes the time to get to know her clients, which makes them feel comfortable and confident in her advice. I highly recommend Jannice to anyone who will make their financial journey a smooth and stress- free one."

“Jannice has provided outstanding service and professionalism , being very thorough and patient with guiding me through my finances and is always just a call or text away if I need any advice.”

“Jannice has been providing personalised financial advice and I trust her advice help me gain financial freedom”